Online Fraud and Risk Management System

Unified Real-Time Cross Channel Platform for Fraud Detection, Prevention and Protection.

Central Nervous System of CredoPay Platform with an integrated Scenario Authorization Engine and Case Management Engine to handle every Case in unique manner.

Fraud and Risk Management
Real Time Fraud Detection

Real Time Fraud Detection

A real time fraud detection engine which synthesises every single transaction for variety of risk scenario’s custom built for every customer or merchant.

Transaction Hold and Settlement Handling

Transaction Hold and Settlement Handling

The scenario authorisation tool is built in with a unique feature of holding the settlement of Riskier Transactions till the entire proof of sale or proof of genuineness is not presented by Merchants.

Transaction Fraud Life Cycle Management

Transaction Fraud Life Cycle Management

Case Manager a built in Case Handling Module of the Fraud Management System helps Customers to manage the entire Transaction fraud life cycle management.

Merchant Profiling

Merchant Profiling

A unique merchant score card is used for profiling every merchant onboarded based on various parameters. Merchant Profiling is done during merchant onboarding to understand the risk quotient of the merchant and the merchant score is updated on daily basis based on various factors like Volume of Transactions, Value of Transactions, Chargebacks, Service Calls etc. This Merchant Score is used for building in various scenario’s for merchants and transaction authorisation in real time.

Ease of Usage and Faster Deployment Cycles

Ease of Usage and Faster Deployment Cycles

Scenario Authorizations and Risk Rules can be framed, deployed and tested not in days but in hours and minutes. This is distinctive advantage of testing the scenario’s with existing transaction set will allow users to reduce the false positives and deploy near useful scenario’s in the first attempt. With Clari5 being an integral part, CredoPay has distinctive advantage of adopting to changing risk dynamics and environment quickly.

Integrated Case management

Integrated Case Management

Case Manager a built in Case Handling Module of the Fraud Management System helps Customers to manage the entire Transaction fraud life cycle management. This system handles Transaction Fraud starting from Authorization to Closure of Case. Work Flows can be customised by the clients for their unique requirements and organisational structures to handle Transaction Fraud Related Cases in trackable and traceable manner.

Comprehensive Reporting and Business Intelligence

Comprehensive Reporting and Business Intelligence

The business intelligence and reporting engine will bring delight to the Business and Risk teams with Comprehensive and customizable reports and business insights which can be used for framing new business and risk rules.