Merchant Accounting and Management

MARS is a centralized, integrated, enterprise-wide system that performs all the tasks necessary to manage all your Acquiring channels in one single system.

MARS delivers process control and automation that eliminate the manual, guesswork and spreadsheet manipulation that make managing Acquiring Channels and Sales Channels very cumbersome and challenging.

Merchant Accounting and Management
Multiple Data Entry Points

Multiple Data Entry Points

Managing a Merchant Onboarding System with multiple acquiring channels and endpoints is cumbersome and Challenging. With MARS CredoPay Platform manages all its merchants through a single system.

Multiple Systems for Merchant Management

Multiple Systems for Merchant Management

CredoPay’s MARS System offers a single integrated system to Manage and maintain entire merchant life. This will redefine the way Merchant Onboarding and Management is done in any organisation.

Sales Channel Management

Sales Channel Management

CredoPay’s MARS System offers a single integrated system to Manage and maintain entire merchant life. This will redefine the way Merchant Onboarding and Management is done in any organisation.

Revenue and Profitability Management

Revenue and Profitability Management

MARS system is designed to calculate profitability of every transaction processed. It considers all the costs involved starting from Switching Fee, Interchange fee, Commissions etc to arrive at profitability at individual transaction level. Business teams will be equipped to design their sales strategies based on the revenue and costs depending on Card Types, Product Types, Sales Channels etc using this uniquely designed Transaction Profitability Report.

Multiple Hierarchy and Multiple Institutional Management

Multiple Hierarchy and Multiple Institutional Management

MARS system is architecturally designed to handle multiple banks and multiple institutions in a single system with data base segregation and strong encryption/decryption methodologies for handling transactions of different banks and institutions. Settlement System will be able to handle settlement at various hierarchy levels and multi account settlement with customised rules is configurable.

Integrated and Automated 4 Way Reconciliation

Integrated and Automated 4 Way Reconciliation

MARS system has in built automated and integrated reconciliation module which does an End of Business Day Reconciliation 4 Way with Switch Transaction Log File, Outgoing Files to Networks, Incoming Files from Networks and Merchant Settlement File. You can be assured of transaction wise reconciliation end to end daily basis with exceptions getting handled on a near real time basis entirely automated with no human intervention and the reports thus generated are shared with Merchant Settlement and Reconciliation teams for accounting and dispute handling purposes.

Credit and Rental Facility Management

Credit and Rental Facility Management

MARS system can also handle merchant credits/loans/advances. System is designed to handle disbursements and collections of advances/loans extended to various merchants through Banking Partners/Financial Institutions. Automated collection Module has in built features to deduct the EMI on daily/weekly/Monthly basis from merchant settlement and settle the same to Banking/Institutional partner as per pre-defined time schedules. It also has features to hold and settle partners in case of the credit balance being not available with any merchants.